Dorothy Kelly spoke with “Marketplace” host Kai Ryssdal.

Dorothy Kelly spoke with “Marketplace” host Kai Ryssdal on the show’s Jan. 23, 2020, broadcast about changes in how FICO scores are calculated, due to go into effect during summer 2020. “The big change is that it’s going to not look at your balances for one month,” she says. “It’s going to look at your balances over 24 months.” Kelly and Curry School Professor Julia Taylor are also collaborating with UVA Community Fellow-in-Residence and The Tax Ladies Owner Libby Edwards-Allbaugh, who is working to create financial literacy programs for elementary and middle school students.